Thinking Early Retirement?

Some people could keep working for their entire lives, but others dream of retiring early. If you’re in the latter camp, the good news is that early retirement is possible. Sure, it takes financial discipline, and you’ll probably have to make some changes in your spending and saving habits. But you don’t need a million…

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Start Early

The earlier you start investing in an RRSP, the better off you will be. Why? Because an early start means the income earned in your RRSP has more time to compound. No minimum age And with RRSPs, there’s no minimum age to start investing. As long as a Canadian has employment income and files a tax return,…

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Retirement Planning Tips

Start Saving Early When you begin investing early in life, your money has more time to compound. This compounding effect adds to your accumulated savings. Therefore, the earlier you start building your RRSP, the smaller your total investment needs to be to fund your retirement years. Diversify your assets Studies show that proper diversification of…

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Retirement Planning Gap Analysis

Do You Know Where You Stand? Having a sound retirement plan is crucial to retiring on your own terms. To develop your retirement plan, you need to know where you stand today and what amount of income you will need in your retirement. In general, to maintain the same standard of living you’re accustomed to, you’ll need a…

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The Power of Compounding

To reap the most benefit from your investments, you need to start saving early. Because the longer your savings stay invested, the more you gain through the power of compound interest. The magic of compounding is that you earn interest not just on your contributions, but also on all of the accumulating interest, dividends and…

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Meeting the Retirement Challenge

Although RRSPs offer significant benefits, how well they work for you will be determined by the quality of advice you receive, both when you set up the plan and in the future. It is therefore vital to get sound advice on all aspects of managing your retirement savings.A close long-term relationship with a qualified financial…

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Diversify for Growth

One of the best ways to increase the growth potential of your portfolio over the long-term is to put your money into several different types of investment options. This is known as diversification. Proper diversification can help you increase the overall returns and at the same time reduce the risk of your portfolio .To determine…

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Investment Planning

Research has shown that successful investing involves not only choosing the right investments, but the right combination of investments. In fact, your investment mix, particularly the mix between income and growth investments, is the single most powerful factor driving your overall return. Use key tools in asset allocation planning One of the key tools in asset…

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Mortgages & The Housing Market

Housing is the hot topic right now. Not just in the world of finance but for everyone – homeowners, homebuyers, renters, and investors. Kathy takes a look at mortgages, the new mortgage laws in Canada, and the housing market.

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Money Management For A Lifetime

Wondering what you should be doing with your money at your age? Money management is a vital life skill for all ages. Whether you’re Gen X, Y, Z or a Baby Boomer Kathy Cook Noble talks the best money management strategies for a lifetime.

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